Commercial Banking / Corporate Banking
See below for a list of independently written IBS Journal news and feature articles and IBS Intelligence Research vendor profiles, case studies and market analysis related to Commercial and Corporate Banking in order of publication date.
You may also be interested in our Treasury & Capital Markets Systems Market Report >>
The term commercial banking normally refers to a bank’s activities that relate to commercial enterprises or corporations as opposed to its activities that relate to individuals.
One of the characteristics of the type of commercial banking aimed at corporates is the emphasis on the finance of trade or projects. The corporate lending transactions by commercial banks tend to be specifically structured for a particular purpose – hence the term structured finance. This type of finance might involve a syndicated lending deal where multiple banks join together to provide finance for a particular project, or creating a ‘special purpose vehicle’ – a legal entity created to facilitate a single transaction, say to build a retail shopping centre, or similar. Other financing of the international trade-cycle may make use of trade finance (also referred to as trade services) or open-account dealings.
Of increasing interest to commercial customers is the active use of free-cash balances in their group’s accounts. This is particularly so if the accounts are spread across several countries or time-zones. As a result, cash management services have become an essential offering in commercial banking. This includes sweeping (where balances are ‘swept’ out of a series of accounts and consolidated into designated receiving accounts) and notional pooling (where the balances in designated accounts are used to calculate interest or other income to the corporate without actual balances being transferred).
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Article: On the move – May 2013
07 May 2013
A round-up of recent appointments and departures within the industry. New hires at SAP, Accenture, Avaloq and Misys; departures at Rubik Financial, Wolters Kluwer Financial Services and CGI/Logica.
Article: Midwest Business Solutions selects Vsoft for core banking
01 May 2013
Vsoft Corporation has secured a new taker for its core banking solution, Coresoft, beating heavyweights, Fiserv and Harland Financial Solutions, to the deal. This is Midwest Business Solutions (MBS), a US-based credit union service organisation....
Article: Wahda Bank live with iMAL core system
29 April 2013
Libya-based Wahda Bank has launched its Islamic banking services range on Path Solutions' iMAL core system. More business in the country is to follow, says the vendor, as domestic banks are mandated to go fully Shari'ah-compliant by 2015.
Article: New core banking system deal for BML Istisharat
17 April 2013
UAE-based Investbank, a long-standing user of Oracle FSS's Flexcube core platform, is expanding to Lebanon. For this greenfield operation, the bank has opted for the ICBS core offering from local vendor BML Istisharat.
Article: Backchat – April 2013
04 April 2013
The latest gossip from around the industry.
Article: Analysis: Core banking systems market – Holding steady
03 April 2013
What has been happening in the core banking software market of the MENA region over the last year, and who is buying what? IBS investigates.
Article: Project watch: Arab Jordan Investment Bank – Site for sore eyes
03 April 2013
Since the deployment of the ICS Banks core offering from ICSFS in 2010, Arab Jordan Investment Bank (AJIB) has not missed a beat. It has become a major reference site for the vendor, has migrated its operations in Cyprus and Qatar to the new...
Article: Country focus: Turkey – Turkish delight
03 April 2013
In the current financial climate, Turkey is a rare safe haven of banking industry growth, with nearly all types of banking – be it retail, investment, commercial or participation (Islamic) – on the rise. Still, the international suppliers are yet to...
Article: IBS Sales League Table 2013 (results Jan-Dec 2012)
06 March 2013
Who was up, who was down and who was out in the course of 2012? What were the core banking software highlights and disasters of the year? Our annual snapshot of systems sales across the globe shows that the markets are yet to pick up, despite the...
Article: Case study: Nykredit – Pioneering spirit
06 March 2013
Denmark-based financial mutual, Nykredit, the country's top lender, proves that being the first taker of a system in the country does not necessarily equate to problems, delays and overspending.
Article: Collateral Management Focus: Collateral damaged
06 February 2013
The idea of giving something of value – collateral – to a lender so they may secure a loan they have given to you is probably as old as banking itself. Of course, no-one wants to give too much collateral compared to the size of the loan and the lender...
Article: About the Treasury & Capital Markets Systems Market Report
14 January 2013
It is hard to think of a time when there has been so much activity in the treasury and capital markets systems sector. From mergers and acquisitions amongst several of the leading suppliers, to banks investing to improve risk and liquidity...
Article: Orienbank nears decision on new core system
07 January 2013
Tajikistan-based Orienbank is in the advanced stages of selecting a new core banking system. Misys' Bankfusion and Sopra Banking Software's Sopra Banking Suite (formerly Thaler from Callataÿ & Wouters) are among the shortlisted contenders.
Article: End of Year Review 2012
20 December 2012
As 2012 drew to a close, IBS Journal rounded up the significant developments of the international banking software industry, highlighting major achievements, dubious accomplishments, key mergers and acquisitions, as well as regulatory changes that...
Article: Analysis: Syndicated lending – What goes around comes around
28 November 2012
The two syndicated lending utilities, Euroclear's LoanReach and DTCC's Loan/Serv, have struggled to make much of an impression against the backdrop of financial crisis. Will the appetite for loans as collateral now mean that their time has come?
Article: Vendor spotlight: SAP – What's the verdict?
28 November 2012
SAP claims it is fully committed to a successful project at Compartamos Banco in Mexico and to greatly improving its delivery in banking as a whole. The jury is still out but it is making the right noises.
Article: Conference review: Sibos 2012 Osaka
20 November 2012
Swift's Sibos show dropped in this year on Osaka, with IBS in attendance as always. The location provided a strange backdrop to a week of discussion and some disappointments.
Article: New Misys: new organisation, standard and client stance
14 November 2012
Bret Bolin, CEO of Misys, updates IBS on the progress of the merger of Turaz and Misys and the creation of the world's largest treasury and capital markets (TCM) and banking software vendor.
Article: Infor unveils revamped Complete Billing System
07 November 2012
US-based Infor has launched a new version of its Complete Billing System (CBS). It is Java and web-based, can support multiple data sources and platforms, and is available on a SaaS basis. This development represents the vendor's desire to move...
Article: Who's bought what? – November 2012
01 November 2012
A round-up of recent orders in the financial technology sector worldwide. TCS, Sterci and Torstone Technology are among the vendors gaining new deals. Daiwa Capital Markets Europe, Victoriabank and others acquire new software.
Article: Conference review: Eurofinance 2012
09 October 2012
Last month's Eurofinance gathering of corporate treasurers was relatively upbeat, with many of the attendees basking in more of a spotlight within their organisations than in days gone by. IBS reports from Monaco.
Article: Overview: To improve is to change
08 October 2012
The Asian market continues to be active in the banking development and innovation space, and proves to be a fertile ground for core banking vendors, both regional and from further afield. Many financial institutions are on the rise and in expansion...
Article: RBS deploys its GlobalXchange solution
01 October 2012
The Royal Bank of Scotland (RBS) has gone live with its new solution, GlobalXchange, which combines its cash management and foreign exchange services. This in-house development will be enhanced with further RBS's capabilities within the next few...
Article: Swift BPO case study: Paperless world – myth or reality?
01 October 2012
Swift has been working for some time to create a new payment instrument that promises to finally drive out much of the paper and inefficiencies around trade. With ratification by the ICC on the way, can the Bank Payment Obligation (BPO) live up to...
Article: Fundtech to deploy Global PayPlus at six banks for Singapore's Immediate Payments project
18 September 2012
Fundtech, US-based payments system supplier, is implementing its payment processing platform with six of Singapore's major financial institutions. The venture is assisted by BCSIS, local partner, and Vocalink, Fundtech's partner in the UK Faster...
Article: Who's Bought What? – September 2012
03 September 2012
A round-up of recent orders in the financial technology sector worldwide. Misys, Oracle FSS and 3i Infotech are among the vendors gaining new deals. Eurofima in Switzerland, Michigan First Credit Union in the US, Oman-based Bank Sohar and others...
Article: Case study: Lloyds Banking Group – Forward thinking
31 August 2012
Managing FX is a major part of the job for an international treasury department. IBS talks to Lloyds Banking Group's FX team about channels of delivery, old and new.
Article: New customers for Misys banking and TCM systems
13 August 2012
At its recent European Financial Services Conference, held in Lisbon, UK-based supplier Misys unveiled new customers for some of its banking and capital markets products.
Article: Sungard shows signs of recovery after the 2011 stumble
07 August 2012
Sungard's financial results have shown improvement since the start of this year. Could the vendor be on the road to its first profitable year since 2006?
Article: Wells Fargo takes Flexcube for global business
31 July 2012
Oracle FSS has scored a significant win at Wells Fargo. The banking group will roll out the vendor's Flexcube core offering worldwide to support corporate and commercial banking business.
Article: Bank of Agriculture seeks a new core banking system
16 July 2012
Nigeria-based Bank of Agriculture (BOA) is in selection mode. Core banking software modernisation is part of a wider transformation programme at the bank.
Article: Bloomberg's real-time research platform given global reach
26 June 2012
Bloomberg has extended the coverage of its Bloomberg Industries real-time portal. It now offers interactive industry research and data across more than 100 industries in North America, Europe and Asia.
Article: Twiga Bancorp implements SAB AT core system
13 June 2012
Tanzania is being targeted by France-based core system vendor SAB, and the first customer to sign is Twiga Bancorp.
Article: Volksbank International seeks new core system for six countries
07 June 2012
Russia-based Sberbank has announced a core banking tender for its newly acquired subsidiary, Volksbank International, covering six countries in Central and Eastern Europe. 22nd June 2012 is the closing date.
Article: Case study: Unibank – On the shoulders of giants
01 June 2012
Panama's Unibank has its roots in some of the world's biggest commercial names and it has an ex-HSBC chief executive at the helm. Can Fiserv take it higher?
Article: Case study: Banco Galicia – Hard core banking
01 June 2012
Replacing a broad suite of core systems is never an easy option as Banco Galicia in Argentina knows only too well.
Article: Analysis: Key core banking vendors – Leaders of the pack
28 May 2012
Who are the major French core banking system players operating in North Africa, and what are they offering? Plus, core system sales in North Africa.
Article: Vendor view: SAB & Clear2Pay – French connection
28 May 2012
SAB is one of the three major French core banking suppliers that operate in North Africa. Its chairman, Olivier Peccoux, tells IBS about the experience. Also in this article we ask how much headway can a French vendor make in North Africa? IBS...
Article: Analysis: Islamic Banking in North Africa – Room for growth
28 May 2012
Islamic banking in North Africa has been very slow to take off. A recent paper by the African Development Bank offers some insight as to how the industry has been held back, and how it can progress. We also ask how Islamic banking has developed...
Article: Credit default data initiative set to go live with SAS and Capgemini
11 May 2012
The PECDC credit default initiative is seeking new bank members as it gets ready for a go-live with its new SAS analytics platform and Capgemini services.
Article: PSB Bank in IT overhaul
02 May 2012
Curacao-based PSB Bank, a government owned outfit which until recently focused on savings and loans, has taken Fiserv's Signature core banking platform plus its Aperio channel integration solution.
Article: Case study: Ecobank – One for the money
02 May 2012
Ecobank Transnational has a larger footprint in Africa than any other bank, covering 35 countries with a network of 1100+ branches, seven million customers and nearly 25,000 employees. It is also the first among its pan-African peers to have...
Article: Free Webinar: How To Improve Negotiation and Contracting Techniques with Technology Vendors
23 April 2012
Our free webinar How To Improve Negotiation & Contracting Techniques with Technology Vendors took place on Wed 25th April 2012 (a recording of the webinar is available to view on our
Article: Ellips Bank changes core system
20 April 2012
Russia-based Ellips Bank is implementing a new core banking system, expected to be up and running by the end of the year.
Article: Core Banking Systems Market Overview
13 April 2012
The Core Banking Systems Market Dynamics Report 2012 drills down into the Jan-Dec 2011 analysis as well as putting it into context alongside the previous four years' equivalents. The comparison period takes in 2007 through 2011 so it constitutes...
Article: Core Banking Systems Global Analysis 2007-2011
13 April 2012
This article provides in-depth analysis of the core banking systems market from 2007-2011. We explore each year in detail separately, giving the ability to gauge what was happening before the worst of the crisis and see this in relation with...
Article: Core Banking Systems Market Valuation
13 April 2012
What is the value of the core banking systems market? This question, or regional or country subsets of it, is regularly put to IBS, with interest increasing in difficult times. Related to this is the average cost for a core system. The initial ...
Article: About the Core Banking Systems Market Dynamics Report 2012, plus FREE extracts
13 April 2012
This report constitutes the core banking industry's only real snapshot of who has been buying what and where. Comparisons can be made over time (Jan 2007-Dec 2011 - so before and after the onset of the main economic crisis), by supplier, geography,...
Article: Core Banking Systems Country Analysis: Asia Pacific Region – including A-Z sales tables 2007-2011 by country and system
13 April 2012
Sales have held up well in this region, with a downturn in a few countries offset by robust sales in a number of others. As in previous years, a fair number were treasury; there was also a small number of interesting universal banking...
Article: Core Banking Systems Country Analysis: Australasia Region – including A-Z sales tables 2007-2011 by country and system
13 April 2012
Australian banks are under way with core system projects, at least in outlying areas of their operations. Meanwhile, 2009 saw a few interesting decisions at the lower end of the market but nearly everything dried up in 2010 and 2011, bar one...
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