IBS Journal | Analysis

What are the implications for banks' internal systems and processes as the world moves towards Faster Payments? The best place to look is the UK, given it has had Faster Payments for almost five years.

IBS Journal | Analysis

The idea of giving something of value – collateral – to a lender so they may secure a loan they have given to you is probably as old as banking itself. Of course, no-one wants to give too much collateral compared to the size of the loan and the lender won't want to accept too little, so this is where collateral management comes into play. But, if the idea has been around for so long, why the recent fuss about enterprise-wide views of collateral assets, optimisation, fragmentation, netting and 'collateral highways'?

IBS Journal | Analysis

More accurate and flexible pricing and billing is a goal for many banks but this is often difficult to achieve. What are the drivers, options and experiences? A strategic approach that looks at these areas within overall product lifecycle management seems to be the best route.

IBS Journal | Analysis

When the Islamic banking industry took off, many predicted the rise of international players in the sector, but that hasn't materialised to date. Where is current demand coming from and are there signs of cross-border expansion? IBS polled opinions.

IBS Journal | Analysis

The Islamic core banking systems market has been rather stagnant over the recent years, with no sign of bold new-name wins. Instead, the industry seems to have substituted them with small start-up and replacement projects, leaving regional and international players fighting over scarce pickings.

IBS Journal | Analysis

The world's largest building society, Nationwide, has had a fraught few years implementing its new core banking system but it now looks ready to reap the benefits, which could in turn put pressure on its UK competitors. IBS talks to the society's outspoken COO, Tony Prestedge, about what has gone well… and what has not.

IBS Journal | Analysis

The likely make-up of the post-trade market with the arrival of Target2-Securities (T2S) is starting to take shape. Far from the predicted reduction in the number of Central Securities Depositories (CSDs), it looks as though there will be an increase, at least at the start.

IBS Journal | Analysis

Swift's Sibos show dropped in this year on Osaka, with IBS in attendance as always. The location provided a strange backdrop to a week of discussion and some disappointments.

IBS Journal | Analysis

Kah Chye Tan is heading Barclays' efforts in trade finance, centred on internal IT investment and external involvement with industry initiatives. He also chairs the ICC Banking Commission. IBS caught up with him to talk about the challenges and opportunities in a sector experiencing unprecedented volatility.

IBS Journal | Analysis

IBS was in Washington in early October for the major gathering of banks and suppliers that is the BAI Retail Delivery show. There is life in the core banking systems market in the US as well as increasing activity around channels, compliance and other areas.