24 October 2012
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IBS was in Washington in early October for the major gathering of banks and suppliers that is the BAI Retail Delivery show. There is life in the core banking systems market in the US as well as increasing activity around channels, compliance and other areas.
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Comments
- Every time banks add new channels they think it will be a cost savings, in reality each new channel becomes additive and the overall costs increase. This has been going since the days of the first ATM network.
- All the core system vendors chasing the US market forget that there is finite number of decisions that take place every year and this number probably has not materially changed in the last 20 years. So great new features/functions do not really increase the number of new decisions per year.
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